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General Liability Insurance

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General Liability Insurance?

Our General Liability Insurance grants you coverage for any third-party incidents resulting in injury or property damage. This may include an incident where someone gets injured on your business premises and decide to take legal action against your company.

You will also be covered in the event that one of your employees causes damage to a customer’s property. In the event that your business is threatened with reputational harm, you will be provided with a legal representative to defend your case and protect your corporate image.

Coverage Exclusions:

  • Work-related injuries
  • Employee illnesses
  • Damage to your own business property
  • Errors made within your company’s professional services

What does General Liability Insurance Cover?

Our General Liability Insurance package at Laguna Pacific Insurance will cover the medical bills involved when a customer gets injured on your business property. We will also cover repair and replacement costs if one of your employees causes damage while working on a customer’s property. If one of your employees says something slanderous and a customer decides to take legal action against your company, we will cover the legal fees that are required to protect your reputation in court. Furthermore, we will provide you with legal coverage if your business gets sued for copyright infringement.

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